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illinawek
18-Aug-12, 14:05

Itchy
You are completely right about health care being most efficiently distributed through a single payer.

You have to understand in the USA, we have a large and powerful insurance industry that makes millions off of people. No other country has a similar set of crying leeches to support. Single payer would put them out of business.

And since we have Congress which is nothing but a pack of w****s bought and paid for by the highest bidder, the Obama Afordable Health Care Act was a compromise to allow our insuance industry to continue to survive, yet to limit their profits which are unsustainable and will sink the Republic.

"Obamacare" is our attempt at "baby steps" in the right direction.
softaire
18-Aug-12, 17:06

illi
I reject your idea that single payer is most efficient. Single payer would be as disastrous as single party rule.

There is a reason that monopolies were outlawed. Monopolies can raise prices unfettered. Monopolies do not need to provide adequate services and/or products. Monopolies can ignore customer complaints and safety. That is why the government forced huge monopolistic corporations to break up into smaller pieces, or to sell off certain divisions into separate stand-alone companies with competitors. Look at IBM or Ma Bell.

This philosophy recognizes that competition is the way to protect the public, keeps costs lower to the public, improve services to the public, and drive the engine of innovation for new and better products and services.

Single payer in health care will ruin it. It will drive the other insurance companies out of business, meaning costs will rise, services will suffer, products (plans and terms) will diminish in scope and become more generic (one size fits all).

Just as in single party rule (think Communism, PRI in Mexico, and other despotic ruled countries) those countries were not considered "enlightened", democratic, and certainly not noted for their support for the individual, the rule-of-law, or rights and freedoms.

So too will single payer be a bad result for health care insurance.



illinawek
19-Aug-12, 11:10

Deleted by illinawek on 19-Aug-12, 11:10.
illinawek
19-Aug-12, 11:18

Softie
Single payer is the system that the whole World, with the exception of the USA uses to deal with the problem of health care distribution.

You are a Marine and you were under a single payer system at one time. Over half of the health care dollars spent in the USA are spent by a single payer for VA, Medicaid and Medicare right now.

Insurance companies pay only for the needs of the young and healthy, after skimming an obscene amount off the top to fund their vast bureaucracies. Its why it costs three times more for health care in the USA than anywhere else in the World.

Why do you consider the USA the only nation in the World too puny, too incompetent, too poor to run a single payer system like the rest of the World does?
deadofknight
19-Aug-12, 17:38

I wouldn't use the failing 'rest of the world' as a model for much...
illinawek
19-Aug-12, 17:57

Well, don't tell me it can't work. That is preposterous.
thumper
19-Aug-12, 18:50

A parasite can only survive if it has a host to feed off of. Eliminate the host and the parasite dies, eliminate the parasite and the host thrives.
illinawek
19-Aug-12, 19:27

Yeah. Just kill off all the people and they won't need any health care. That is brilliant.
softaire
19-Aug-12, 20:09

Illi
"Insurance companies pay only for the needs of the young and healthy, after skimming an obscene amount off the top to fund their vast bureaucracies. Its why it costs three times more for health care in the USA than anywhere else in the World. "

I think it unreasonable for anyone to think that a private, for-profit company (that must keep costs as low as possible in order to beat competition) would have a larger bureaucracy than a central government who is not in competition with anybody and has no reason to worry about keeping costs low.

Now really, who do you think has a smaller, more efficient staff? government with no inclination to keep costs low OR a private, for-profit company in competition with other insurance companies?

An honest answer please.
illinawek
19-Aug-12, 20:21

Why the Government, of course.

How do you suppose that the Government presently insures the sick and elderly at a lower cost than insuance companies do for the cherry picked group of healthy and young they insure.

The Government doesn't have to pay a fleet of CEOs. Those guys really drive up the costs.
thumper
19-Aug-12, 20:28

Do you ever wonder why 'liberals' are so detested? I doubt it.

We're talking about health-care systems to which my comment is spot on and all you can do to defend monopoly is to pop off with some reviling hyperbolic quip that I guess you think is some kind of clever comeback. Good luck with that.
softaire
19-Aug-12, 20:34

Illi
I love your sense of humor, but I was asking for a serious answer. I think Thumpers' critique is spot-on. You don't really have a good answer, do you.
illinawek
19-Aug-12, 20:43

Thumper. I love ya man, but you need to realize that some industries operate on different "economies of scale" than others.

Now, without getting personal, this is the answer I guess you are looking for. By analogy, there will never been more than three domestic car makers. There will be no more than a handful of steel makers. AND, you will never get to make your selection of more than ONE power company. The reason why is that these industries only operate efficiently at large economies of scale.

Monopolies are not inefficient for certain industries, so with some industries they are given a monopoly exemption by law and are regulated by the Government. Major League Baseball and your local power company come to mind.

Healthcare does not behave as a free market and there are a number of reasons this is so. One of the reasons is that they operate in secrecy, another is they are half-socialized to begin with and the third is a consumer rarely makes the decision of whether they need it or not. Often you get the care or you die. This means it is not a free market place, and free market place rules do not create maximum efficiency.

You analogy of parasitism is not as clever as you think. And again, without getting personal, its kind of stupid. Real stupid.
thumper
19-Aug-12, 21:38

I never claimed the parasite analogy was 'clever'. It is descriptive however, and accurate. The only stupidity here is in thinking that government mandated and controlled healthcare is efficient and cost effective. I can pay $500 per month for personal and customized private insurance or be taxed through the nose for government controlled and mandated healthcare monitored by a bloated and arrogant bureaucracy, enforced by a bloated and arrogant IRS. Hidden and disguised cost is still cost.
What about the cost of further intrusions? Google earth, google street, ssn to get a phone, over 135 monitoring cameras between home and Lynwood, drones with down looking digital recorders flying overhead, digital face recognition and license plate readers roaming the highways and overpasses, software to integrate data, on and on, and you're arguing for supporting increasing government's ability to poke about in our healthcare choices and treatment because you say it's efficient? That's not what I call desirable.

I think a tapeworm parasite is a great analogy. They sap your energy and nutrients though I guess you could argue that they keep you thin, but I don't think people (if given the choice) think that's a good trade-off.
illinawek
19-Aug-12, 21:41

People aren't parasites. You are scaring me, man.
softaire
20-Aug-12, 07:28

What is scary is asking the government to control more of our lives, observe what we do, and force us to buy things or do certain things.

There is now bills in state legislatures to mandate that every car have installed a GPS tracker so that the government can measure (and tax) you on the miles you drive. That should be scary enough but then add to it that they will know everywhere and every when you go somewhere.

Big brother is here.
changeling
20-Aug-12, 07:30

They can already do that with your cell phones softy.
softaire
20-Aug-12, 07:33

They can't if my cell phone is OFF. And, they don't know how many miles I drive if my cell phone is off. I turn the cell phone on when I need to make a call... ONLY.

Are you saying that tracking people, whether by GPS installed in the car or by cell phone is ok with you?

changeling
20-Aug-12, 07:58

softy: Definitely not, I hate that stuff. Then again I have no qualms about governments tracking 'terrorists'.  

Seriously I think the whole world has gone mad with technology particularly in the information and securities areas where it impacts on individual liberties. Corporations as well as governments know far too much about all of us.
thumper
20-Aug-12, 08:32

Change
How do they know if someone is a 'terrorist'? Don't they have to crawl all up into everyone's privacy and personal business to make that determination? Do you know what the current definition of 'terrorist' is? According to the liberal powers that be in this country; libertarians, conservatives and military vets are all potential 'terrorists'.

I wonder who are the real 'terrorists' here.
itchynscratchy
20-Aug-12, 15:34

<<You remind me a lot of chaz. Just curious how you ever vote? >>

with difficulty stinky, i don't find there is any party i agree with wholly. I just pick whoever i disagree with least.
itchynscratchy
20-Aug-12, 15:51

<< I can pay $500 per month for personal and customized private insurance or be taxed through the nose for government controlled and mandated healthcare monitored by a bloated and arrogant bureaucracy, enforced by a bloated and arrogant IRS. Hidden and disguised cost is still cost.>>

Why is it that you assume a government tax would cost less than insurance premiums? $500 a month sounds like a huge cost to me, my national insurance contributions were six times less than that when I was earning, and at the moment because of my student status I pay nothing. And yet i can walk into any NHS hospital and get treatment, for free.
thumper
20-Aug-12, 17:14

"I pay nothing. And yet i can walk into any NHS hospital and get treatment, for free."
Convincing people that it's 'free' is a big part of the sell. Sorry to break it to you like this Itchy, but nothing is 'free'.
astinkyfart
20-Aug-12, 18:53

thumper
I am trying to figure out what the down side is?? My wife is from Australia. With insurance it cost me more to have things done than it does for her without. So I can get a 10,000 dollar procedure done or she can get the same thing for 0. In general it seems to me the Australians make more, have a better standard of life, more vacation time, free health care and even travel more. I really want to know why Americans have to get in debt for medical problems?
deadofknight
20-Aug-12, 19:04

<<<I wonder who are the real 'terrorists' here.>>>

Online Chess Players…

DoK
changeling
20-Aug-12, 19:16

.....rotflmao.........
thumper
20-Aug-12, 20:07

Stinky
I don't want to be 'kept'. I don't want to be 'taken care of'. I want to live free in the wild, not docile in a zoo. A zoo animal may last longer but I will live longer.
astinkyfart
20-Aug-12, 20:30

Thumper
Sounds good but its hard to live when you don't have enough money to do squat. I think the standards of living where you are and where I am are much different. How is being free of a huge financial burden not living? Now your talking in code. The down side is a zoo analogy?
itchynscratchy
21-Aug-12, 00:54

<<Convincing people that it's 'free' is a big part of the sell. Sorry to break it to you like this Itchy, but nothing is 'free'.>>

Well I mean it's free at the point of need. But as I said, which you curiously failed to quote, when I was earning I paid a national insurance tax that was many times less than your insurance premiums. You might reasonably say that we have very different situations and incomes, and so maybe it's an unfair comparison, but in that case look up the averages. The average american pays much more than the average brit for healthcare, and indeed much more than the average citizen of any developed country. Saying that a centralised system costs necessarily more to run is flatly wrong, because there is no profit margin or shareholders to take money out of the system.
thumper
21-Aug-12, 01:42

Itchy
The computer I've been using for the last few days is very slow and limiting so when I get to a faster one I'll try to dig up the 'total' cost of your health care, where 'all' of the funding comes from and what your health care is tied to and what's tied to it. That's actually of no concern to me but you seem to need that info. so I'll see what I can do. I won't get into the quality and timeliness of care received or the concept of being a kept subject which are separate if interlocking considerations. I'll leave that alone for now.

Stinky - This kind of dovetails nicely because you and Itchy seem to be on the same page.

Again, no one is saying that our system is perfect and the cat's meow with no tweaking or improving necessary. What we're saying is that we don't want the European model. Pretty straight forward really. Some in power at the moment seem to think they can shove their version of a European overhaul down our throats even after we made it clear we don't want it. We'll see what happens come November.
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